UseMyBank – now UseMyFunds is a convenient online payment method that lets you transfer money directly from your bank account to a merchant in real-time, without acting as a traditional e-wallet. In the world of online casinos, it’s mainly used as a direct bank transfer option for deposits, with some casinos also allowing withdrawals depending on their payment setup. Since White Hat Gaming casinos often use a shared payment system, you might find this option across several White Hat brands, but it’s not guaranteed to be available at every site or in every country at all times.

Key Takeaways

UseMyBank has been rebranded to UseMyFunds and is part of the broader UseMyServices brand.
It works with your existing online banking capabilities rather than storing funds in a separate wallet.
At online casinos, it’s typically used for deposits; withdrawal options can vary by casino.
Deposits are generally processed in real-time, subject to bank and merchant rules.
Availability at White Hat Gaming casinos is often similar across brands due to shared payment processing, but it’s not always guaranteed.
It’s marketed as a method for players who prefer paying directly from their bank without using cards.

What Is UseMyBank – now UseMyFunds?

UseMyBank – now UseMyFunds is an online payment service that facilitates bank-to-merchant payments using your existing bank account. Unlike many e-wallets, it doesn’t require you to open a separate account to store funds. Instead, it routes payments directly from your bank account to the casino cashier through supported online banking channels.

It’s part of the UseMyServices family and offers a streamlined way to make online payments without needing to provide card details. Registration is straightforward, with payments completed by selecting your bank and authorising the transfer through your bank’s usual login process.

For Kiwi players, the key point is that this method acts more like an online bank transfer option rather than a wallet. You don’t load funds into UseMyFunds; instead, you authorise a payment directly from your bank account when you deposit.

Depositing with UseMyBank – now UseMyFunds

If a White Hat Gaming casino offers UseMyBank/UseMyFunds, the deposit process is similar to other pay-by-bank options:

Select
UseMyBank – now UseMyFunds

from the deposit methods list in the casino cashier.
Enter your deposit amount, ensuring it meets the site’s minimum deposit requirement.
Choose your bank (if a selection screen is provided) and follow the on-screen prompts.
Log in using your bank’s usual authentication process and authorise the payment.
Return to the casino; successful deposits are typically credited quickly, often in real-time.

The speed of crediting depends on the casino’s cashier integration and your bank’s processing. If the method is available and working normally, deposits are usually instant or near-instant, which is why players prefer it over slower manual bank transfers.

One important consideration is consistency across brands. White Hat Gaming casinos often use shared payment systems, so if you see UseMyFunds at one White Hat site, you might also see it at others. However, payment options can still vary due to licensing, banking coverage, commercial decisions, and risk controls.

Withdrawing Using UseMyBank – now UseMyFunds

Withdrawals using UseMyBank/UseMyFunds depend on whether the casino supports payouts through the same method. Some casinos restrict certain deposit options to deposits only, requiring withdrawals via another method (such as bank transfer) or back to the original funding source where possible.

Where withdrawals are supported, the usual process is:

Navigate to the cashier or withdrawals section.
Select
UseMyBank – now UseMyFunds

(if available) and enter the amount you want to withdraw.
Complete any account verification checks required by the casino.
Wait for the casino’s internal approval, then for the payment to be processed to your bank.

Withdrawal times are typically influenced more by the casino’s approval window and verification status than by the payment method itself. Even with a fast banking route, you may still experience processing time while the casino reviews the request.

If UseMyFunds is not offered for withdrawals at a particular casino, you may need to withdraw via standard bank transfer. Always check the cashier’s withdrawal tab and the site’s banking terms for method-specific rules.

Fees and Limits

Fees and limits for UseMyBank/UseMyFunds can vary by casino and may also depend on your bank’s policies. In many casino cashier setups, deposits made via bank-linked methods are advertised as fee-free from the operator side, but this is not a universal guarantee.

Typical fee and limit points to check before you deposit include:

Minimum deposit: set by the casino and can differ by brand, even on the same platform.
Maximum deposit: may be influenced by responsible gambling limits, player verification status, and risk settings.
Withdrawal minimum/maximum: often different from deposit limits and may be affected by payment method availability.
Third-party fees: your bank may apply charges for certain transfers, although many NZ online banking payments are not charged.

Because White Hat Gaming casinos often share cashier technology, limits can be broadly similar across brands, but you should still confirm the specific figures shown in the cashier at the time you transact.

Security and Privacy

UseMyBank/UseMyFunds is designed to keep your payment tied to your bank rather than exposing card details to the merchant. In a typical pay-by-bank journey, you authenticate within your bank’s environment and approve a payment without sharing sensitive card data.

From a casino perspective, you should still expect standard security and compliance controls, such as:

Identity verification (KYC), especially before your first withdrawal.
Anti-fraud monitoring and, where applicable, source of funds or affordability checks in line with NZ standards.
Encrypted connections in the cashier and account areas.

Privacy-wise, any bank-linked method will still create a record in your bank statement. The descriptor (the text shown) can vary, so if this matters to you, it’s worth checking how the merchant name appears after a small test deposit.

Using UseMyBank – now UseMyFunds at White Hat Gaming Casinos

White Hat Gaming powers multiple casino brands using shared platform technology. This typically means a similar cashier experience, similar verification requirements, and often overlapping payment methods across participating sites.

If UseMyBank/UseMyFunds is available, you will usually find it listed alongside other bank transfer and pay-by-bank options. However, availability may be affected by:

Your location and the casino’s licence coverage.
Whether your bank is supported by the service at that time.
Operational decisions by the casino (for example, prioritising other banking options).
Changes to third-party payment availability, branding, or regional support.

As the naming suggests, you might see the method labelled as UseMyFunds rather than UseMyBank, even if older guides refer to the previous name. The cashier label is the best indicator of what the casino currently supports.

Pros and Cons

Pros

Bank-linked deposits without using debit/credit cards.
Typically fast deposit crediting when supported.
Uses existing online banking authentication, which many players are already comfortable with.
Can be consistent across multiple White Hat Gaming casinos due to shared payment infrastructure.

Cons

Not always available in every casino cashier, even on the same platform.
Withdrawal support can vary, meaning you may need to cash out via bank transfer or another method.
Bank coverage may be limited depending on the service’s supported institutions and regions.
Bank statement entries will still show a merchant descriptor, which may matter for privacy-conscious players.

Final Thoughts

UseMyBank – now UseMyFunds is best understood as a direct, bank-linked way to fund your casino account, rather than an e-wallet with its own balance. For Kiwi players who prefer to deposit straight from their bank and avoid cards, it can be a practical option when it appears in a White Hat Gaming casino cashier. Before relying on it, check whether the specific brand supports withdrawals via the same route, confirm any fees and limits shown in the cashier, and ensure your bank is supported for a smooth deposit experience.