UseMyBank – now UseMyFunds is a bank-linked online payment method designed to move money from your existing bank account to a merchant in real time, without functioning as a traditional e-wallet balance. In casino terms, it is primarily positioned as a direct online bank transfer option for deposits, with withdrawals sometimes supported depending on the operator’s cashier setup. Because White Hat Gaming casinos commonly share a central payments infrastructure, availability (and the exact cashier label shown) can be consistent across multiple White Hat brands; however, this method may not appear at every site or in every country at all times.

Key Takeaways

UseMyBank was rebranded and is now commonly presented as UseMyFunds under the broader UseMyServices brand.
It works with your existing online banking/bill payment capability rather than storing funds in a separate wallet.
At online casinos, it is typically used for deposits; withdrawal support can vary by casino and banking route.
Transactions are generally processed in real time for deposits, subject to bank and merchant rules.
Availability at White Hat Gaming casinos is often similar across brands due to shared payment processing, but it is still not guaranteed.
It is generally marketed as a method for players who prefer paying directly from their bank without using cards.

What Is UseMyBank – now UseMyFunds?

UseMyBank – now UseMyFunds is an online payment facilitator that enables bank-to-merchant payments using your existing banking relationship. Rather than opening a separate stored-value account (as you would with many e-wallets), the service is intended to route a payment from your bank account to the casino cashier through supported online banking and bill-pay style rails.

Industry listings describe the service as part of the UseMyServices family of products and present it as a streamlined way to make online payments without providing card details at checkout. Registration is typically described as straightforward, with the payment being completed by selecting your bank and authorising the transfer through your bank’s usual login and approval process (where supported).

For Irish players, the key practical point is that this method behaves more like an online bank transfer option than a wallet. You do not usually “load” funds into UseMyFunds; instead, you authenticate a payment that comes from your bank account at the time you deposit.

Depositing with UseMyBank – now UseMyFunds

If a White Hat Gaming casino offers UseMyBank/UseMyFunds in the cashier, the deposit flow is usually similar to other pay-by-bank options:

Select
UseMyBank – now UseMyFunds

from the deposit methods list in the casino cashier.
Enter your deposit amount, making sure it meets the site’s minimum deposit requirement.
Choose your bank (where a bank selection screen is provided) and follow the on-screen prompts.
Log in using your bank’s usual authentication process and authorise the payment.
Return to the casino; successful deposits are typically credited quickly, often in real time.

In practice, the speed of crediting depends on the casino’s cashier integration and your bank’s processing. If the method is available and working normally, deposits are commonly treated as instant or near-instant, which is one reason players choose it over slower manual bank transfers.

One important consideration is consistency across brands. White Hat Gaming casinos often use shared payment rails, so if you see UseMyFunds at one White Hat site, you may also see it at others. That said, payment menus can still vary due to licensing, banking coverage, commercial decisions, and risk controls.

Withdrawing Using UseMyBank – now UseMyFunds

Withdrawals using UseMyBank/UseMyFunds depend on whether the casino supports payout routing back through the same mechanism. Some casinos restrict certain deposit options to deposits only, while requiring withdrawals via another method (such as bank transfer) or back to the original funding source where possible.

Where withdrawals are supported, the usual process is:

Navigate to the cashier or withdrawals section.
Select
UseMyBank – now UseMyFunds

(if available) and enter the amount you want to withdraw.
Complete any account verification checks required by the casino.
Wait for the casino’s internal approval, then for the payment to be processed to your bank.

Withdrawal times are typically driven more by the casino’s approval window and verification status than by the payment method itself. Even with a fast banking route, you may still see processing time while the casino reviews the request.

If UseMyFunds is not offered for withdrawals at a particular casino, you may be asked to withdraw by standard bank transfer. Always check the cashier’s withdrawal tab and the site’s banking terms for method-specific rules.

Fees and Limits

Fees and limits for UseMyBank/UseMyFunds can vary by casino and may also depend on your bank’s policies. In many casino cashier setups, deposits made via bank-linked methods are advertised as fee-free from the operator side, but this is not a universal guarantee.

Typical fee and limit points to check before you deposit include:

Minimum deposit: set by the casino and can differ by brand, even on the same platform.
Maximum deposit: may be influenced by responsible gambling limits, player verification status, and risk settings.
Withdrawal minimum/maximum: often different from deposit limits and may be affected by payment method availability.
Third-party fees: your bank may apply charges for certain transfers, although many Irish online banking payments are not charged.

Because White Hat Gaming casinos often share cashier technology, limits can be broadly similar across brands, but you should still confirm the specific figures shown in the cashier at the time you transact.

Security and Privacy

UseMyBank/UseMyFunds is positioned as a method that keeps your payment tied to your bank rather than exposing card details to the merchant. In a typical pay-by-bank style journey, you authenticate within your bank’s environment, and you approve a payment without handing over sensitive card data.

From a casino perspective, you should still expect standard security and compliance controls, such as:

Identity verification (KYC), especially before your first withdrawal.
Anti-fraud monitoring and, where applicable, source of funds or affordability checks in line with Irish-facing standards.
Encrypted connections in the cashier and account areas.

Privacy-wise, any bank-linked method will still create a record in your bank statement. The descriptor (the text shown) can vary, so if this matters to you, it is worth checking how the merchant name appears after a small test deposit.

Using UseMyBank – now UseMyFunds at White Hat Gaming Casinos

White Hat Gaming powers multiple casino brands using shared platform technology. This typically means a similar cashier experience, similar verification requirements, and often overlapping payment methods across participating sites.

If UseMyBank/UseMyFunds is available, you will usually find it listed alongside other bank transfer and pay-by-bank options. However, availability may be affected by:

Your location and the casino’s licence coverage.
Whether your bank is supported by the service at that time.
Operational decisions by the casino (for example, prioritising other banking rails).
Changes to third-party payment availability, branding, or regional support.

As the naming suggests, you might see the method labelled as UseMyFunds rather than UseMyBank, even if older guides refer to the previous name. The cashier label is the best indicator of what the casino currently supports.

Pros and Cons

Pros

Bank-linked deposits without using debit/credit cards.
Typically fast deposit crediting when supported.
Uses existing online banking authentication, which many players are already comfortable with.
Can be consistent across multiple White Hat Gaming casinos due to shared payment infrastructure.

Cons

Not always available in every casino cashier, even on the same platform.
Withdrawal support can vary, meaning you may need to cash out via bank transfer or another method.
Bank coverage may be limited depending on the service’s supported institutions and regions.
Bank statement entries will still show a merchant descriptor, which may matter for privacy-conscious players.

Final Thoughts

UseMyBank – now UseMyFunds is best understood as a direct, bank-linked way to fund your casino account, rather than an e-wallet with its own balance. For Irish players who prefer to deposit straight from their bank and avoid cards, it can be a practical option when it appears in a White Hat Gaming casino cashier. Before relying on it, check whether the specific brand supports withdrawals via the same route, confirm any fees and limits shown in the cashier, and ensure your bank is supported for a smooth deposit experience.