UseMyBank – now UseMyFunds is an innovative online payment solution that connects directly to your bank account, allowing for real-time transactions without the need for a traditional e-wallet. In the European online casino scene, it’s primarily used as a direct bank transfer method for deposits, with withdrawal options varying by casino. Many White Hat Gaming casinos share a unified payment system, so you might find this option consistently available across their brands, although not universally at every site or in every country.

Key Takeaways

UseMyBank has been rebranded to UseMyFunds, under the UseMyServices umbrella.
It utilizes your existing online banking capabilities, eliminating the need for a separate wallet.
Primarily used for deposits at online casinos; withdrawal options depend on the casino’s setup.
Deposits are generally processed instantly, subject to bank and merchant conditions.
Availability is often consistent across White Hat Gaming casinos due to shared infrastructure, but not guaranteed.
Ideal for players preferring direct bank payments without using cards.

What Is UseMyBank – now UseMyFunds?

UseMyBank – now UseMyFunds facilitates direct payments from your bank to merchants, leveraging your existing banking relationship. Unlike e-wallets, it doesn’t hold funds but processes payments directly from your bank account to the casino through supported online banking systems.

Listed as part of the UseMyServices suite, it offers a streamlined payment process without requiring card details at checkout. Registration is straightforward, with payments completed by selecting your bank and authorizing the transfer through your bank’s login and approval process.

For European players, this method functions more like an online bank transfer rather than a wallet. You don’t load funds into UseMyFunds; instead, you authorize a payment directly from your bank account when depositing.

Depositing with UseMyBank – now UseMyFunds

If a White Hat Gaming casino offers UseMyBank/UseMyFunds, the deposit process is similar to other pay-by-bank methods:

Select
UseMyBank – now UseMyFunds

from the deposit methods in the casino cashier.
Enter your deposit amount, ensuring it meets the casino’s minimum requirement.
Choose your bank (if prompted) and follow the on-screen instructions.
Log in using your bank’s authentication process and authorize the payment.
Return to the casino; deposits are typically credited quickly, often in real time.

The speed of crediting depends on the casino’s integration and your bank’s processing. When available and functioning normally, deposits are usually instant, making it preferable over slower bank transfers.

Consistency across brands is a key advantage. White Hat Gaming casinos often use shared payment systems, so if UseMyFunds is available at one, it might be at others too. However, payment options can vary due to licensing, banking coverage, and operational decisions.

Withdrawing Using UseMyBank – now UseMyFunds

Withdrawals via UseMyBank/UseMyFunds depend on the casino’s support for this method. Some casinos limit certain deposit options to deposits only, requiring withdrawals via another method like bank transfer.

Where supported, the withdrawal process is:

Go to the cashier or withdrawals section.
Select
UseMyBank – now UseMyFunds

(if available) and enter the withdrawal amount.
Complete any required account verification checks.
Wait for the casino’s approval, then for the payment to reach your bank.

Withdrawal times depend more on the casino’s approval process than the payment method. Even with fast banking, processing time may occur while the casino reviews the request.

If UseMyFunds isn’t available for withdrawals, you might need to use a standard bank transfer. Always check the cashier’s withdrawal tab and banking terms for specific rules.

Fees and Limits

Fees and limits for UseMyBank/UseMyFunds vary by casino and may depend on your bank’s policies. Many casinos advertise fee-free deposits via bank-linked methods, but this isn’t guaranteed.

Check these points before depositing:

Minimum deposit: set by the casino, can vary by brand.
Maximum deposit: influenced by responsible gambling limits and verification status.
Withdrawal limits: often different from deposit limits, affected by method availability.
Third-party fees: your bank may charge for transfers, though many European online banking payments are free.

White Hat Gaming casinos often share cashier technology, so limits can be similar across brands, but confirm the figures shown in the cashier when transacting.

Security and Privacy

UseMyBank/UseMyFunds keeps your payment tied to your bank, avoiding exposure of card details to merchants. You authenticate within your bank’s environment, approving payments without sharing sensitive card data.

Expect standard security and compliance controls from casinos, such as:

Identity verification (KYC), especially before first withdrawal.
Anti-fraud monitoring and source of funds checks in line with European standards.
Encrypted connections in cashier and account areas.

Privacy-wise, bank-linked methods create a bank statement record. The descriptor can vary, so check how the merchant name appears after a small test deposit if privacy is a concern.

Using UseMyBank – now UseMyFunds at White Hat Gaming Casinos

White Hat Gaming powers multiple casino brands with shared platform technology, offering a similar cashier experience and often overlapping payment methods.

If UseMyBank/UseMyFunds is available, it’s usually listed with other bank transfer options. However, availability may be affected by:

Your location and the casino’s licensing.
Whether your bank supports the service.
Casino’s operational decisions.
Changes in third-party payment availability or regional support.

The method might be labeled as UseMyFunds rather than UseMyBank, even if older guides use the previous name. The cashier label indicates current support.

Pros and Cons

Pros

Direct bank-linked deposits without cards.
Fast deposit processing when supported.
Uses familiar online banking authentication.
Consistent across multiple White Hat Gaming casinos.

Cons

Not always available in every casino cashier.
Withdrawal support varies, may require bank transfer.
Limited bank coverage depending on supported institutions.
Bank statements show merchant descriptors, affecting privacy.

Final Thoughts

UseMyBank – now UseMyFunds offers a direct, bank-linked way to fund your casino account, ideal for European players preferring bank deposits over cards. Before using it, check if the casino supports withdrawals via the same route, confirm any fees and limits in the cashier, and ensure your bank is supported for a smooth experience.